Photo to come
Mary T.
Bellona, Rennell & Bellona
“I never thought saving could fit my copra season. With OFI it just does — and the advisor always picks up.”
Saved
SBD 8,400
For
Two children's school fees
Savings that grow with the seasons.
A community-built financial home for farmers and families in rural Solomon Islands. Flexible deposits, fair returns, real people you can talk to.
What we are
A savings home built by and for the people we serve.
OFI is a community-built savings cooperative for rural families in the Solomon Islands. We were started by farmers, fishermen, and mothers who needed a financial home that understood seasonal income, in-person trust, and the value of speaking your own language.
Today we serve a small but growing group of families across nine villages — and we're scaling carefully, on the strength of those relationships.
Member-ownedAudited annuallyIndependent
Run the numbers
What could your harvest become?
Adjust the sliders for what you actually earn and how you actually save. We'll show you the result based on a 6% annual return.
This is an illustration, not a guarantee. Real returns vary. We'll always show you the actual numbers before you open an account.
$800
SBD 100SBD 5,000
4
1 per yearMonthly
5 years
1 year20 years
You put in
$16,000
You earn
$2,039
Total after 5 yr
$18,039
Members
Real families. Real savings.
Every account is someone's plan for school fees, a new boat, a permanent home. Here are a few of them.
Photo to come
John K.
Auki, Malaita
“Banks in Honiara could not work with how I get paid. OFI sat with me in my village and made it simple.”
Saved
SBD 12,200
For
A new outboard motor for the family boat
How we work
Built around how families actually earn.
We're not a bank app. We're a savings home shaped by the rhythms of rural life — seasonal income, shared responsibility, long horizons.
Seasonal deposits
Pay in when the harvest pays out. No fixed monthly minimums, no penalties for following the seasons.
Family accounts
Shared ownership across spouses, children, and extended kin. One account, the whole household's future.
Transparent and audited
Independently audited every year. Statements you can read in plain language, in person if you want.
Want to talk to a real advisor? We answer every email.
admin@ofi.com.sb